How to Move to Spain from the UK Once You’ve Retired
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29 October 2024Are you dreaming of a new life in Europe in 2023? With beautiful artwork, amazing food, stunning architecture and vibrant culture, Spain, France, or Portugal could be the perfect place for you. Before you take the plunge and move to one of these fantastic countries, you should know what you can expect from the move and make sure you are fully prepared. This article will cover the key aspects of moving to Spain, France or Portugal in 2023.
Health Care and Health Insurance
Spain
Spain has a world-class health care system. A resident ex-pat who pays social security contributions may be entitled to state health care if they’re a resident and earning social security contributions from their job or self-employment.
A private health insurance policy is recommended if you do not qualify for state health care; this will help you avoid costly medical bills. The advantage of private health insurance is that you can receive treatment more quickly in private facilities.
France
A statutory health insurance system (SHI) in France provides universal health insurance by law. In order to fund the system, employee and employer contributions are combined.
It is mandatory for ex-pats living and working in France to have health insurance. It is usually necessary to wait around six months before receiving national health insurance, so it is a good idea to take out private health insurance at that time to be covered.
Portugal
Portugal offers two health insurance options for ex-pats: participating in the national healthcare program or purchasing a voluntary private plan. The countryâs public healthcare system provides nearly free medical services to its residents and citizens. In most cases, employers include their employees in the system because taxes are deducted from their salaries. For self-employed people to qualify, they must still pay their social contributions.
Private healthcare insurance is another option for ex-pats. For more comprehensive coverage, some people choose to purchase additional private insurance.
Cost of Living
Spain
The cost of living in Spain can vary widely depending on where you live. In general, rent costs are relatively low compared to other countries in Europe. Food and transportation expenses are also quite reasonable and significantly cheaper than in other cities like London or Paris.
France
Living costs in France are lower than in neighbouring countries like Switzerland and Germany but higher than in neighbouring Spain. Prices vary widely depending on where you live, with Paris being one of the more expensive cities to reside in.
Portugal
Portugal is considered a relatively affordable European country, with many amenities at a lower cost than other countries such as Spain or France. Rent prices are generally reasonable, and groceries are also reasonably priced compared to other European nations.
Finding Accomodation
Spain
The best way to find accommodation in Spain is to research real estate companies or rental agencies online. These companies can provide helpful information about the different neighbourhoods, local amenities and average rental prices in each area. If you are looking for more affordable options, consider connecting with locals who may be offering rooms or apartments at discounted rates.
France
For more flexible options, consider looking into property websites, such as SeLoger, LeBonCoin, or Airbnb. Depending on where you’re located and how much money you have available, there are also other housing options, such as student dormitories or homestays. Shop around and compare prices before purchasing to get the best deal possible.
Portugal
Portugal has generally reasonable hotel prices, with the exception of Lisbon and Porto, which tend to be more expensive. When you are looking for a house in Portugal, it is a great idea for ex-pats who are fluent in Portuguese to hire a reputable real estate agent who can assist you in finding the perfect house for you.
Work Visas
Spain
UK citizens will need a residence and work visa to live and work in Spain. Spanish visas for living and working seasonal cover workers and highly qualified professionals. The latter gives you a year’s permission to live and work in Spain.
France
Non-EU/EEA/Switzerland nationals intending to stay more than 90 days must apply for a long-stay visa. Meanwhile, those who are self-employed in France will receive a long-stay visa equivalent to a residence permit. This renewable visa must be validated within 15 days of your arrival in France.
Portugal
Portugal work visas are usually required for non-EU/EEA or Swiss citizens. It’s the perfect visa if you’re self-employed. A Portugal work visa lasts one year and can be renewed for up to five years. You can also apply for a temporary stay or residency visa. Working in Portugal for up to a year is possible with a temporary stay visa. If you apply for this visa, you canât work for a company in Portugal.
Removal Tips
Removals to France, Portugal or Spain from the UK can be one of the most challenging and stressful parts of the relocation process.
An excellent moving company can assist you with the relocation process, from packing and shipping to customs clearance. You can make the process easier by selecting a reliable removal company. Finding a moving company with years of experience working with international customers and exceptional customer service is essential.
Cotswold Carriers are able to relieve the stress of packing your household goods, taking the pressure off and allowing you to enjoy the process. Weâll ensure all items are wrapped in appropriate protective wrapping materials. This will help prevent scratches, and other damage caused during transit. Weâll assist in disassembling larger pieces of furniture, optimising the load from free space.
Plan Your Removals to Spain, France or Portugal
Are you relocating to Spain, France or Portugal? Then, consider hiring a professional removal company to ensure everything gets there safely. With Cotswold Carriersâ years of experience and expertise, we understand the importance of having an efficient, reliable and stress-free relocation service. Our team can provide you with an individualised removal plan tailored to suit all your European removal needs. Contact us today!